Adjusting purchase price using inflation index to reduce tax on long-term non-equity assets.

📈 Capital Gains Tax Calculator

Shares | Mutual Funds | Property | Crypto | Gold – Short & Long Term + Indexation

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🏷️ Asset Type

📅 Purchase Year (for indexation)

💰 Purchase Price (₹)

💰 Sale Price (₹)

📅 Sale Year (for indexation)

💡 Indexation benefit applicable for long-term debt/property/other assets (holding > 24 months).

Indexed Cost (if applicable)₹0

Capital Gain₹0

Tax Payable (+4% cess)₹0

📝 Capital Gains & Tax Saving Blogs

How to Save Capital Gains Tax on Property?

Use sections 54, 54EC to reinvest and avoid LTCG tax on real estate sales.

Indexation Benefit on Debt Funds & Real Estate

Understand how indexation reduces your tax on long-term capital gains.

Crypto Tax in India 2025: TDS & Reporting

30% tax + cess on crypto gains, no deduction except cost. Detailed rules.

🔗 Click to read detailed guides on tax saving.

📘 How Capital Gains Tax is Calculated

Short-Term (STCG): Assets held ≤ 24 months (equity ≤ 12 months) – taxed at slab rates (or 15% for equity STCG).
Long-Term (LTCG): Assets held > 24 months (>12 months for equity). Tax at 20% with indexation (debt/property/others) or 10% without indexation (equity).

Indexation: Cost inflated using CII (Cost Inflation Index). Reduces taxable gain significantly for long-term non-equity assets.

4% Health & Education Cess added on tax.

❓ Capital Gains Tax FAQs

What is the holding period for long-term capital gains? ▼

For equity listed shares/equity funds: 12 months. For debt funds, property, gold: 24 months.

What is indexation? ▼

Adjusting purchase price using inflation index to reduce taxable gain on long-term non-equity assets.

What is the tax rate on LTCG for equity? ▼

10% above ₹1 lakh (without indexation). For debt/property: 20% with indexation.

How is crypto taxed in India? ▼

30% + cess on gains, no deduction except cost of acquisition. No indexation.

Can I save LTCG tax on property? ▼

Yes, by reinvesting in another house (Section 54) or in specified bonds (Section 54EC).

What is the cess on capital gains tax? ▼

Health & Education Cess at 4% on the tax amount.